Built on FEMA's official flood maps
Enter an address and get its official FEMA flood zone, whether flood insurance is legally required, and what it means before you buy or renew, from the same maps your lender uses.
$15 · instant PDF · no account
What you get
FEMA's own flood map viewer is free but famously hard to read. This turns it into a plain-English report you can hand to a lender, an agent, or an insurer.
01
The FEMA zone for your specific address (A, AE, VE, X and the rest), looked up at your exact address, not just the middle of your ZIP code.
02
Whether you sit in a Special Flood Hazard Area, where a federally-backed mortgage makes flood insurance mandatory.
03
The height floodwater is expected to reach, and why an Elevation Certificate can cut your premium.
04
Recent federal flood, hurricane, and storm declarations for your county, from OpenFEMA.
05
A plain-English guide to your zone code and the insurance and buying implications that come with it.
06
Concrete next steps: NFIP vs private quotes, Elevation Certificates, and what to ask a seller.
Why it matters
If a property is in a high-risk zone, a lender will require flood insurance that can run hundreds to thousands of dollars a year, and surprise buyers after they are already under contract. Knowing the zone up front lets you price it in, shop coverage, or walk away.
How it works
Step 1
We pinpoint your exact house, not just your ZIP code.
Step 2
We look up that point in the FEMA National Flood Hazard Layer, the official flood map.
Step 3
Your zone, insurance implications, elevation, and next steps, in seconds.
